1. General

1.1. Welcome to Thriftidom (the "Website").

Our email address [email protected]

1.2. The Website contains details about third-party platforms (the "Third-Party Platforms") for trading (the "Services").

1.3. These Terms apply to your use of the Website and Services and create a binding contract. If you do not agree, you must stop using the Website. Continued use indicates acceptance of these Terms, which may be amended. Our Privacy notice is included by reference.

2. Eligibility

2.1. You may only use the Website if you are at least 18, have legal capacity, and are not barred under the laws of your place of residence or where you access the site.

2.2. We do not guarantee that the Website or Services are lawful for every user or every use, and we accept no responsibility for unauthorised use.

3. Restricted territories

3.1. We may limit access in certain territories or for individuals we reasonably believe present legal, regulatory, reputational, or economic risk. Extra conditions may apply depending on the country.

4. Prohibited activities

4.1. You must not violate others' rights; post unlawful or harmful material; introduce malware; advertise without permission; scrape, frame, or mirror the Services; use unauthorised bots; evade security; remove proprietary notices; access other than through the Website; interfere with other users; use concealed tracking without consent; break the law; alter code; or reverse engineer our software.

4.2. If we reasonably suspect your use breaches these Terms or the law, we may monitor activity, limit access, disclose information to third parties where lawful, and take other protective measures.

5. Intellectual property

5.1. The Website and its content are protected by intellectual property rights owned by us or our licensors. Use does not transfer ownership and only gives you a limited personal, non-commercial licence.

5.2. You may not copy, alter, share, sell, scrape, decompile, or create derivative works without our prior written permission.

6. Limitation of liability

6.1. You use the Website at your own risk. To the fullest extent allowed by law, the Website and Services are provided on an "as is" and "as available" basis, without warranties of any kind.

6.2. We are not responsible for errors in content, outages, or harmful code from third parties. You agree to indemnify us for losses arising from your use of, or reliance on, the Website or Services.

6.3. To the maximum extent permitted by law, we are not liable for indirect or consequential damages or loss of profits or data. If a court finds us liable, our aggregate liability is capped at 100 GBP unless a higher minimum applies by law.

6.4. We are not liable for telecoms failures, network congestion, device or browser incompatibility, or any other factors beyond our reasonable control.

7. Third-party content

7.1. Content from third parties may appear; we do not control or approve it, and it may be incomplete or out of date. It is entirely your choice whether to rely on it.

8. Links

8.1. Links to third-party sites are provided for convenience only. We are not responsible for the content or policies of linked sites. You use any link at your own risk.

9. Miscellaneous

9.1. We may change the Services and amend these Terms by publishing a revised version. Continued use may amount to acceptance. These Terms and the Privacy Policy make up the full agreement on this topic.

9.2. Delay in enforcing any right does not mean we waive it. If any provision is invalid, the rest stays in force. We may transfer our rights; you may not transfer yours without our consent.

9.3. These Terms are governed by the laws of England and Wales, United Kingdom, without regard to conflict-of-law principles. Any dispute arising under these Terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.